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As you might know, Pay Cash recently went live for iPhones and iPads through iOS 11.2.

Apple Pay Cash allows users to send and receive money through iMessage conversations using the Messages app. Cash is sent from a linked debit or credit card, according to Apple.

Person to person payments and Apple Pay Cash are available in the U.S. on iPhone SE, iPhone 6 and later, Apple Watch, iPad Pro, iPad (5th Generation), iPad Air 2 and iPad mini 3 or later.

Since the launch of Apple Pay in the United States, the payment service has been expanded to Canada, France, Russia, Switzerland, the United Kingdom, Australia, Mainland China, Hong Kong, Italy, New Zealand, Singapore, Japan, Spain, Ireland, and Taiwan. They can use the money instantly1 to pay someone or make purchases using Apple Pay in stores, apps and on the web.

Apple Pay Cash is now live for USA users, allowing iPhone, Apple Watch, and iPad owners to transfer money to virtual Pay Cash cards.

Although the product is rolled out as a person to person solution, I have to imagine that Apple is just fine having users store their money with them (though their bank partner GoBank) and then use those balances to shop with their app. If you are receiving cash, it is stored in an Apple Pay Cash card in the Wallet app.

Apple Pay Cash is the Cupertino tech firm's answer to Venmo. After that, users can tap "Send" and confirm the payment using Touch ID or Face ID.

In the case of the Apple Watch, that requirement is watchOS 4.2. In order to enable the same, the required cash in Apple Cash has to be present.

Apple Pay Cash comes with some limitations. When new users receive money for the first time, it's simply added to their new Apple Pay Cash card once they accept the terms. In a 7-day timeframe, users can add up to $10,000.

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